The programme conducts financial literacy classes in selected local governments using various modules. These classes aim to promote the effective use of income (remittances) generated through foreign employment and to support informed financial decision making. Lessons learned from previous phases, along with technical expertise in facilitating these classes, are being shared with the newly expanded local governments to help them initiate classes using their own resources. Local governments mobilize financial literacy facilitators to deliver community level sessions under these modules, targeting students, youth and women. To strengthen the capacity of these facilitators, the provincial ministries responsible for the labor and employment sector lead efforts in capacity building and the development of essential resource materials.